Credit Cards for Summer Vacations
Copyright 2006 Edward Vegliante
Summer is finally here, and so begins the season of long travel and family vacations. Approximately 52% of American families take at least one vacation between the months of May and August, which means that quite a bit of money is spent on both domestic and international travel.
Unfortunately, traveling with only cash and checks in your wallet is not recommended. Whether you plan to rent cars, fly on airplanes or stay in hotels, travel is always easier if you have a credit card at your disposal. Even if you only use it for the big purchases ? like rental cars and airlines ? your travel experience will be much smoother if you have plastic.
For one thing, credit cards allow you to easily document each transaction. When you purchase an airline ticket, a record of that purchase is made with your credit card company, and you can refer to that record if anything goes wrong.
Flights are canceled every day, so you'll want to plan for every contingency.
Credit cards are also easier to keep track of than large wads of cash or a bulky check book. When you visit theme parks and other tourist destinations, you can slip a credit card or two into a fanny pack, a pocket or a zippered compartment of your purse. It doesn't add much weight and is about fifteen times less likely to be stolen than a protruding stack of paper bills. So how do you choose a credit card for summer vacations? If you're going to be charging your purchases, you should at least reap the rewards of the best credit cards available. Earning airline miles, cash back and reward points can making using plastic much more enticing.
And since vacations are inevitably expensive, you might as well get something back for your efforts!
Chase Flexible Rewards Platinum Visa Card
Most credit cards have very specific reward programs that allow you to redeem points only at specific locations or with certain vendors. The Chase Flexible Rewards card is a bit more diverse. With this card, however, you earn one reward point for every dollar spent (as well as 1,000 bonus points after your first purchase) and the points can be redeemed with a variety of merchants rather than just one or two. You can get cash back, gift certificates, or free travel, whichever works best for you. Customers also enjoy a 0% introductory APR and no annual fee.
HSBC MasterCard
This card is a cash back credit card that allows customers to earn 1% cash back on all purchases.
This card is especially appealing because of its low APR; 0% for the first twelve months, and then a low ongoing rate.
You also get travel accident insurance as a platinum benefit, which can be beneficial if you plan on taking lots of vacations this summer.
Blue Sky from American Express
This card has been getting a lot of media attention because of it's travel rewards program. Customers receive one reward point for every dollar they spend, and the points can be redeemed for savings on airline tickets. It comes with no annual fee and a 0% interest rate for the first six months.. It is surprisingly easy to earn points, as well.
If you save 7,500 points, for example, you can redeem them for $100 off your next airline ticket.
Summer vacations are made easier by carrying a credit card with you instead of cash or a checkbook, and you can even earn rewards for purchases made with certain credit cards. Take a look at three top picks for credit cards to use while on vacation.
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Ed Vegliante runs http://www.credit-card-surplus.com
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a credit card directory enabling the consumer to compare and apply for credit cards.
Payday Lenders Turning to Selling Unpaid Loans, Rather than Sending to Collections
(ContentDesk via ContentDesk Direct) December 5, 2005 -- The Payday loan industry has experienced unprecedented growth recently and now these lenders have a more effective tool to recoup losses from defaulted debtors.
Behind the success of this newly popular service is the purchasing specialist Gaintner Dugan Enterprises LLC (GDEdebt.com).
Payday loan companies are quickly realizing the many benefits offered through selling their distressed loans.Debtors defaulting on their loans are just part of doing business as a Payday loan owner.
Priority is trying to minimize this occurrence, but owners realize that offering loans with such high interest rates comes with some unwanted disadvantages. We offered a service to an industry that needed an alternative and the response has been tremendous.
Factoring receivables and purchasing distressed debt is not new, but it was not readily available to this industry,...
Cash advance > Payday Lenders Turning to Selling Unpaid Loans, Rather than Sending to Collections
An Illumination In Your Dark Days- Bad Credit Cash Payday Loans
Nowadays, tremendous increase in the spending habits has made an individual expend beyond his means. At the end of the month you comprehend that you are left with little savings or no saving at all. You default in the payment of your bills which in turn becomes a bad debt. This bad debt adversely affects your credit score and you acquire a bad credit. What would you do now? Bad credit cash payday loans are like an illumination in your dark days of financial crisis.
Bad credit cash payday loans are designed to unravel the tight financial situation.
These loans are short-term loans that require no collateral. The borrower is required to sign a post dated cheque as a guarantee of repayment. The cheque holding the principal loan amount and other financial charges is kept with the lender till the next payday of the borrower. Once the loan conditions are authenticated the borrower receives the loan amount from the lender or it is directly transferred to his bank account.
Cash advance > An Illumination In Your Dark Days- Bad Credit Cash Payday Loans
Payday Lenders Turning to Selling Unpaid Loans, Rather than Sending to Collections
(ContentDesk via ContentDesk Direct) December 5, 2005 -- The Payday loan industry has experienced unprecedented growth recently and now these lenders have a more effective tool to recoup losses from defaulted debtors.
Behind the success of this newly popular service is the purchasing specialist Gaintner Dugan Enterprises LLC (GDEdebt.com).
Payday loan companies are quickly realizing the many benefits offered through selling their distressed loans.Debtors defaulting on their loans are just part of doing business as a Payday loan owner.
Priority is trying to minimize this occurrence, but owners realize that offering loans with such high interest rates comes with some unwanted disadvantages. We offered a service to an industry that needed an alternative and the response has been tremendous.
Factoring receivables and purchasing distressed debt is not new, but it was not readily available to this industry,...
Cash advance > Payday Lenders Turning to Selling Unpaid Loans, Rather than Sending to Collections
5 cash prize Xbox Live Leagues announced by Team Compete ---Team CompeteTM announces $25,000 Halo2 Pro League for Xbox Live teams
In keeping with their reputation for innovation and expanding the horizons of Xbox gaming and competition, Team Compete today announced the largest known Halo2 prize incentive for Xbox live competitive play.
A $25,000 cash prize purse for a 64 team league was announced to the membership today.
Competition will take place using the newly launched Team Compete Professional League (TCPL) system and will run for a 12 week season culminating in a 16 team playoff round to determine prize distributions.
All teams that make the playoff will be guaranteed a share in the $25,000 League pay out.
Specific League rules and terms of participation are forthcoming and will be posted on the Team Compete web site.
Other Pro League Cash Promotions:
In addition to the Halo2 play which begins in November, Team Compete announced four (4) other Leagues designed to get players active in the TCPL immediately and to increase their understanding of...
Cash advance > 5 cash prize Xbox Live Leagues announced by Team Compete ---Team CompeteTM announces $25,000 Halo2 Pro League for Xbox Live teams
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